Before a person can be convicted of federal bank fraud crime, the prosecution must prove the following four things beyond a reasonable doubt:

  1. The accused individual executed or attempted to execute a scheme to defraud a financial institution or to obtain money, assets, or property from a financial institution by means of false or fraudulent pretenses, representations, or promises relating to a material fact;
  2. The accused did so willfully with an intent to defraud;
  3. The false or fraudulent pretenses, representations, or promises were material; and
  4. The financial institution was federally insured or chartered.

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Ron Chapman took on my case and immediately saw a flaw in the ability of the State to prosecute my case. Ron worked diligently and in court demonstrated to the Judge that the State had no ability to convict based on the laws of our State. The Judge agreed with Ron and my DUI case was dismissed. I am so thankful. Thanks to Ron my insurance rates are a fraction of what they would have been, and my record is clean and I can get on with my life!
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